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Write Every P&C Line in Florida — Personal, Commercial & Hard-to-Place

Trustshield is 100% property & casualty, and we write all of it. Homeowners on the coast, a contractor’s workers’ comp, a restaurant’s liquor liability, a yacht — bring it. Our 100+ markets are built for Florida’s toughest risks.

  • All personal lines — home, auto, flood, umbrella, boat
  • All commercial lines — GL, WC, auto, property, cyber, E&O
  • E&S and specialty markets for hard-to-place risks
  • No life or health — P&C focus, P&C expertise

Tell Us What You Write

Key facts

Trustshield Insurance agents can write every property & casualty line in Florida: home, auto, condo, renters, flood, umbrella, boat, motorcycle, general liability, BOP, workers’ compensation, commercial auto, commercial property, cyber, professional liability (E&O), builders risk, inland marine, and E&S risks. Trustshield does not write life or health insurance.

  • Agency type: Independent property & casualty agency (no life or health)
  • Headquarters: Jupiter, Florida — recruiting Florida agents first, open to other states
  • Market access: 100+ carriers, wholesalers, MGAs, and PEO partners
  • Lines: All personal and commercial P&C lines, including hard-to-place risks
  • Compensation: Competitive, transparent commission splits
  • Contact: (561) 943-0434 · Apply online

Last updated:

All

P&C lines

100+

Carriers & markets

39.5%

Personal lines via independents*

87.7%

Commercial via independents*

Lines of business Trustshield agents can write

Every tile below is a door that stays open for your clients. Linked lines go to our consumer coverage pages.

Account rounding = more income per client

The fastest way to grow commission isn’t more clients — it’s more policies per client. Retention climbs with every policy added.

Account rounding: one client, many policies One business-owner client at the center connects to home, auto, umbrella, boat, general liability and BOP, workers compensation, commercial auto, and cyber or E and O policies, all written by a Trustshield agent. 1 client business owner HomeAutoUmbrellaBoatGL + BOPWorkers’ CompComm. AutoCyber / E&O ● Personal lines● Commercial lines
Account rounding: a single business owner can carry 8+ P&C policies. Captive agents often write a few; Trustshield agents can write them all — more commission per relationship and much higher retention.

Florida’s hard-to-place risks — handled

Coastal & older homes

Roof age, wind exposure, and prior claims push many Florida homes out of standard appetite. Wholesaler and E&S options keep them insured with you.

High-hazard commercial

Roofers, trucking, habitational, and restaurants with losses need specialty markets. Trustshield agents can access MGAs and program business.

New ventures

Start-ups without loss history and new contractors often struggle with workers’ comp. PEO partners and specialty WC markets fill the gap.

Lines & markets FAQ

What lines can Trustshield agents write?

All property and casualty lines: personal (home, auto, condo, renters, flood, umbrella, boat, motorcycle) and commercial (general liability, BOP, workers’ comp, commercial auto, commercial property, cyber, professional liability, umbrella, builders risk, inland marine) plus specialty and E&S risks.

Does Trustshield write life or health insurance?

No. Trustshield focuses exclusively on property & casualty insurance.

Can I write commercial lines if I have only done personal lines?

Yes. Many agents grow by rounding personal-lines clients into business policies. Trustshield provides market access and placement help on commercial accounts.

What license do I need to write P&C in Florida?

A Florida 2-20 General Lines (Property & Casualty) agent license issued by the Florida Department of Financial Services.

Sources: Big “I” 2025 Market Share Report (Insurance Journal, Jun 2026) · Florida DFS: 2-20 General Lines License. Industry figures are for context only and are not a promise of individual results.

Stop referring business away

Write the whole account — home to workers’ comp — with 100+ markets behind you.